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Brad Steedman

Cell: 519-755-0001 | Office: 519-756-3900

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March 2018

Found 3 blog entries for March 2018.

If you are looking to make a large purchase or you are applying for a job, a high credit score may give you an advantage. It not only helps you secure a lower interest rate and save money over the life of your loans, it also demonstrates to lenders and potential employers that you are financially responsible, and likely responsible in other areas of your life. Financial institutions and employers put their trust in this score and are more inclined to trust if you are a low risk candidate.

Great credit is within reach if you follow these timeless tips.

Always pay your bills on time. This simple act each month will build great financial habits that will pay off over the long run.

Keep your balances low. Credit issuers often report your balance to

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If you find that you are ready to seek the services of a financial professional be sure to keep the following things in mind.

1. Review their credentials. There are different designations that can be found in Canada CFA-Chartered Financial Analyst, CFP-Certified Financial Planner, ChFC-Chartered Financial Consultant, CIM-Chartered Investment Manager, CLU-Chartered Life Underwriter, CMP-Certified Management Professional, RFP-Registered Financial Planner, and TEP-Trust and Estate Practitioner.

2. Talk to them ahead of time. It's important to feel comfortable working with your planner. Therefore, call your list of potential planners and ask if they have minimum financial requirement. Some may require clients to have more than a specific amount to

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Many misconceptions revolve around the use of financial planners some people think only multimillionaires benefit. The truth is many people will find value in the advice of a financial expert. 

What can a financial planner do for you?
Review your financial situation by looking over your tax returns, income sources, assets, wills, insurance policies and retirement and estate planning documents.
Help you craft financial goals and identify your needs, now and future.
Create a financial plan.
Explain the different savings & investment options, like mutual funds, RRSP's, retirement savings and pensions, college saving plans, stocks, bonds, etc
Guide you through the types of insurance that may help best protect you.
Reduce the impact of taxes so you can keep more of…
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